Financial Advice

Finances can be a tricky subject when you’re self-employed. When you work for yourself, there’s more to think about than just cashing your paycheck at the end of the month. You’re in charge of your payroll, your accounts and your tax return, so it’s vital that you’re clued up. As part of the ongoing advice and support available, we are able to offer financial advice for all aspects of your lifestyle. We believe that you should be supported throughout the entirety of your career, not just at the beginning.

There’s plenty of free information available to assist you with everything from your payment options to your taxes. So whatever you need support with when it comes to your company’s finances, we’re here to help.

Can Contractors Claim Statutory Sick Pay? SSP for Self-Employed

As a contractor, you may have some questions about Statutory Sick Pay (SSP). In this article, we run through everything you need to know. View resource

How Much Tax Does a Sole Trader Pay? | Sole Trader Tax UK

In our sole trader tax guide, we look at the types and amount of tax a sole trader is likely to pay, as well as other tax-related topics. View resource

What is the Minimum Wage if you are Self Employed? | SJD Accountancy

In our guide we explain what both the National Minimum Wage and Living Wage mean, and why they matter for contractors and the self-employed. View resource

What is a P60? P60 End of Year Certificate Explained

The P60 document shows all your employment income and deductions in a particular tax year. Learn more about the P60 in our guide. View resource

Student Loan Repayments for the Self-Employed | Guide to Student Loans

Are you self-employed and wondering how to make student loan repayments? We've outlined all you need to know in our guide. View resource

What is Entrepreneurs' Relief? | SJD Accountancy

What is Entrepreneurs' Relief? In our guide, we explain what Entrepreneurs' Relief is, how it’s changing and the potential impact on you. View resource

The Contractor’s Guide to Bitcoin | A Beginner's Guide to Cryptocurrency

Whichever way you look at it, there’s no denying that cryptocurrency is big news so to help you make sense of it all, we’ve written a jargon-free breakdown of the basics to help freelancers and contractors get a firm understanding of bitcoin and its tax implications. View resource

Contractor Tax | SJD Accountancy

As a contractor, there are a variety of taxes that apply to you. In our guide, we explore the topic of contractor tax. View resource

Guide to National Insurance Planning | SJD Accountancy

Being self-employed means making your own National Insurance contributions. Take a look at our guide on how to plan and budget for this. View resource

Financial Advice for Contractors | SJD Accountancy

In our guide, we share HMRC's stance on Employee Benefit Trusts (EBTs), along with some tips and advice to keep you compliant. View resource

Getting Paid - The Options | SJD Accountancy

As a contractor, there's different methods of payment. We've looked at umbrella companies, limited companies, sole traders and partnerships. View resource

Current Tax Rates | SJD Accountancy

As a contractor, tax is one of your responsibilities. We've listed the most common tax rates and allowances in the UK for 2021/22. View resource

Pension Auto Enrolment for Contractors | SJD Accountancy

In the UK, employers operate in an auto enrolment pension scheme. How does this affect contractors? Our guide explains how. View resource

Everything You Need to Know for Year-End | SJD Accountancy

Looking to better understand your finances before the financial year ends? Discover all you need to know for the tax year-end. View resource

How to Survive a PAYE and NIC Inspection | SJD Accountancy

No matter how prepared you are, a PAYE and NIC inspection can still catch you off guard. Find out how to best prepare with our free guide. View resource

Childcare Voucher Expenses: A Contractor's Guide | SJD Accountancy

Being a contractor doesn't mean missing out on employee benefits such as childcare vouchers. Find how you can still benefit. View resource

A Simple Guide to Getting a Contractor Mortgage | SJD Accountancy

Getting a mortgage can be difficult when you're self-employed. Thanks to our partnership with CMME, finding a mortgage is simple. View resource

Contractor Mortgage Calculator Assessor | SJD Accountancy

Finding a mortgage doesn't have to be hard when you're a contractor. Our partner CMME is here to help you with the process. View resource

Contractor Mortgages | Contractor Mortgage Advice and FAQs

Contractor mortgages are now much easier to secure, thanks to specialist lenders. We've answered your most asked contractor mortgage FAQs. View resource

Personal Pension Contributions | Limited Company Pension

Contractor pensions are your responsibility as a limited company director. We discuss personal pension contributions, tax relief and more. View resource

Contractor Self Certified Mortgages | Mortgage Guide

Struggling to find a mortgage as a contractor? Thanks to our partnership with CMME, the process couldn't be easier. Find out more here. View resource

Mortgage Tips for Contractors | SJD Accountancy

Looking for a mortgage? We've put together some tips to help contractors with their search and improve their chances of success. View resource

What is VAT? Guide to VAT Registration UK

What is Value Added Tax (VAT)? In our guide, we discuss the basics, the process of VAT registration, and its impact on your business. View resource

A Guide to Expenses for Hairdressers

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